Calculators
2026 figures, before you call.
Built for planning. A single Ontario resident, ordinary income, basic personal amounts only — unless the calculator says otherwise. Your Notice of Assessment beats any of these.
Ontario income tax
Federal tax, Ontario tax, surtax, and health premium for a single resident in 2026.
RRSP tax savings
Deduction value of a contribution, capped at the 2026 dollar limit of $33,810.
TFSA growth
Compound a yearly contribution. 2026 new room is $7,000, plus whatever you already have.
Mortgage payment
Canadian mortgages: interest compounded semi-annually, paid monthly.
HST / GST
Add or remove sales tax. Ontario is 13%. Quebec includes QST.
Payroll deductions
2026 CPP, CPP2, and EI on a salary, plus a rough Ontario income-tax withholding.
Capital gains
One-half inclusion, then Ontario tax on that half stacked on your other income.
Salary vs. leave it in the company
Rough small-business rate (12.2%) against personal tax if you stayed a sole prop.